html, body, ul, li, h1, h2, h3, h4 {
	margin: 0px;
	padding: 0px;
	list-style: none;
}
h1{
	font-family: Arial, Helvetica, sans-serif;
	font-size: 17px;
	color: #CC3300;
}
img {
	border: 0px;
}

p {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	color: #0000ff;
	line-height:16px;
}
a:hover {
	text-decoration: underline;
}

.clear {
	clear: both;
}

body {
	background:#f2f2f0 ;
	text-align: center;
	font: 11px verdana, arial, sans-serif;
}
#wrapper {
	text-align: left;
	margin: auto;
	width: 960px;
}
#topbanner {
	background-color:#f9e075;
	height:150px;

}	
#logo {
	padding-top:30px;
	padding-left:17px;
	}
#comlinks {
		float:right;
		height:40px;
		width:100px;
		margin-top:2px;
		margin-right:-60px;
	}

#bannertext {
	heigth:30px;
	width: 700px;
	padding-left:200px;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 24px;
	color: #3333cc;
	text-align:left;
	
}

#topmenu{
	background-color:#f8d054;
	position: relative;
	height: 24px;
	padding-left: 68px;
	

}
#topmenu ul li
{
	display: inline;
	padding-left: 3px;
	line-height:20px;
	margin-right:40px;
}

#topmenu a {
	color:#0000ff;
	text-decoration:none;
	font-weight:bold;
	font-size:12px;

}
#topmenu a:hover a:active{
	color: #990000;
		}
#leftbox {
	float:left;
	width:255px;
	}
	
#submenu1 {
	width:300px;
	margin-left:20px;	
	padding-top: 40px;	
}



#submenu1 li {
	padding-top: -20px;
	padding-bottom:10px;
	height:23px;
	font-size:12px;
	padding-left:5px;
	background-image: url(pics/points.gif);
	background-repeat:no-repeat;
	background-position:left;
	
}

#submenu1  a {
	color: #0000ff;
	text-decoration:none;
	padding-left:15px;
	padding-bottom:20px;
	width:200px;
			
	}
#submenu1  a:hover {
	color: #990000;
}
#submenu2 {
	width:190px;
	margin-left:19px;	
	
}



#submenu2 li {
	padding-top: -20px;
	padding-bottom:10px;
	text-align:right;
	height:23px;
	font-size:12px;
	padding-left:6px;
	background-image: url(pics/points2.gif);
	background-repeat:no-repeat;
	background-position:right;
	
}

#submenu2  a {
	color: #0000ff;
	text-decoration:none;	
	padding-right:17px;
	padding-bottom:20px;
	width:200px;
			
	}
	
#submenu2  a:hover {
	color: #990000;
}
#devider {
	
	background-image:url(pics/devider.png);
	background-repeat:no-repeat;
	width:249px;
	min-height:97px;
	margin-top:-51px;
	margin-left:19px;

}
#contentbox {
	position: relative;
	float:left;
	padding-top:30px;
	margin-left:10px;
	width:550px;

}

#footer {
	font: 11px arial, sans-serif;
	color: #333333;
	text-align: right;
	padding-right: 0px;
	background-color:#f8d054;
	height:20px;
}
#footer a,
#footer a:active,
#footer a:visited{
	color: #333333;
	text-decoration:none;
	font-weight:bold;
}

#footer a:hover{
	text-decoration:underline;
}

#footer p {

	margin-top: 3px;;
	text-align:left;
}

.tx-irfaq-pi1 dt p {
COLOR:#CC3300;
margin-top: 10px;
}